Fees and charges

The Fees and Charges row shows any bank fees, administrative costs, or other charges related to managing your maintenance fund.

These costs are subtracted from the fund.

How it works

• Fees and charges are entered manually.

• They are applied once per year and appear in the cashflow table for the corresponding financial year.

• These amounts do not affect planned expenses — they are separate costs associated with managing the fund.

Impact on cashflow

Fees and charges are considered when calculating contributions:

Contributions = Accruals − Net Interest + Fees and Charges + Contribution Adjustments

• Adding fees increases the contributions needed to maintain the fund.

• This ensures your fund balance stays sufficient to cover all planned expenses, even after management costs.