# Minimum balance

The **Minimum Balance** represents the lowest amount you want to keep in your maintenance fund account at any time.

It helps you visualise a safe financial buffer and plan your cash flow accordingly.

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## How it works

Currently, this setting **does not affect calculations** or prevent spending below the amount set.

- The value is **displayed on the cashflow chart** to show the minimum threshold alongside your projected fund balance.
- This allows you to quickly see if your planned maintenance and other expenditures might bring the fund close to or below this level.

**Example:**

- Minimum balance: **$10,000**
- Projected closing balance: **$12,000**
- Cashflow chart shows the $10,000 line as a reference, so you can see there’s still a safe buffer.

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## Future functionality

In future releases, the **Minimum Balance** setting will be used to **actively prevent the fund from going below the set amount**, helping you maintain a safer financial position automatically.

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## Summary

- Minimum balance is a **reference point** to visualise a safe fund level.
- Currently, it **only appears on the cashflow chart**.
- Future updates will allow the system to **enforce the minimum balance**, ensuring the fund never drops below this level.